Talk:Insurance

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Proposal to update "Insurance patents" section

I would like to propose replacing the "Insurance patents" section. The current text is significantly outdated (tagged since 2018); it discusses a trend of business method patents from the early 2000s that has been largely effectively ended by the Supreme Court's 2014 Alice decision.

The current text cites data from 2006 and suggests that patenting insurance products is a growing trend. In reality, post-Alice, most abstract business methods are no longer patent-eligible.

https://en.wikipedia.org/wiki/Alice_Corp._v._CLS_Bank_International

Furthermore, because this is a global article, the detailed breakdown of US patent lawsuits (like the 2004 Hartford case) seems to give undue weight to the U.S. legal system and does not reflect the broader legal reality in the rest of the world.

I propose replacing the section with a referenced summary of the Alice decision as well as more international context. Does anyone have any objections to this update? If a consensus can be reached, I'll post a draft replacement here first. Thanks! :-) Kimura Nanami (talk) 03:02, 27 December 2025 (UTC)[reply]